What To Look For In A Full Coverage Car Insurance Quote In Arkansas
Sunday, April 6th, 2008At the very least, Arkansas requires every motorist that drives on its public roadways to carry liability insurance in the amount of $25,000 medical coverage for each individual with a minimum of $50,000 medical coverage per accident, plus you need a minimum of $25,000 of property coverage under your liability insurance.
If you have a newer car or a very expensive car which is being financed, then your lender may very well require that you carry coverage above and beyond the state’s minimum requirement.
If your vehicle is financed you will also be required to carry comprehensive insurance, collision insurance, and uninsured motorist insurance.
How To Save Money And Get Discount Car Insurance In New Hampshire
Wednesday, April 2nd, 2008New Hampshire is one of just a handful of states that does not require the majority of its citizens to purchase car insurance before driving on a state roadway. However, keep in mind that such lax laws only apply to good drivers and those who drive legally and safely.
Having a conviction for Driving While Intoxicated (or Driving Under the Influence) not only results in whatever penalties the courts deem appropriate, such a conviction also triggers the requirement for liability car insurance. The first conviction for DWI or DUI mandates three years of liability insurance for your car; a second conviction will force you to carry liability insurance for a minimum of five years.
Car Insurance For Teenage Drivers
Wednesday, April 2nd, 2008Teenage drivers are usually considered to be reckless drivers. According to the data provided by Insurance Institute for Highway Safety, teenage drivers aged below 16 years get into accidents more often than drivers aged between 30 and 59. Hence, teenage drivers are required to shell down huge amounts towards insurance coverage costs. However, there are certain strategies that could help in pulling down the premium amounts.
Little Known But Important Car Insurance Issues
Wednesday, April 2nd, 2008There are several insurance companies in the market that are offering several incentives over auto insurance. While buying car insurance, it is always important to study the market before taking a stance. However, there are certain critical issues that are often ignored for discussion by insurance companies and customers. These include switching auto insurance companies, Gap insurance, deciphering auto insurance lingo and OEM.
Watch Out, Grandads About! Car Insurance For The Over 60s
Monday, March 31st, 2008The older generation typically get discounts on a lot of things. Car insurance isn’t one of them. Statistically, older drivers are the safest, yet once a driver hits 60, their premiums start to creep up.
In fact, the over 80’s are considered as high a risk as the under 25’s. Their premiums could match that of a 19 year old boy racer - that’s if they can find a company that will insure them. Many won’t insure anyone over the age of 70.
How To Compare Low Cost Car Insurance In Georgia
Sunday, March 30th, 2008On average, a good driver in Georgia with a late model car can expect to pay $800 a year in car insurance premiums. Although this is obviously a fairly good rate, it’s always worth it to try and secure as low a rate as possible. The most effective way to do that is to compare low cost car insurance rates between a few different companies.
How To Really Save On Your Insurance - Confessions Of An Insurance Agent
Tuesday, March 25th, 2008I’ve had it! After 19 years in the business, I’m tired of the lies, the misrepresentations, half-truths and down-right mean people. “Life is too short!” No, I’m not simply talking about the clients and potential clients who have assured me of their “clean driving record” or the “I’ve never had an accident” claims.
The distortions come directly from my industry as well: Credit-scoring has been a fiasco that very few companies will discuss. Insurance companies have been sold a bill of goods by third-party credit agencies, and bought the fish store, hook-link-and sinker. Many companies are more concerned about the bottom line than their clients. Fortunately for all of us, the trend for using credit scoring is slowly eroding - it’s costing the companies a ton of money - and they’re not seeing the profit results they were promised.
Insurance Nightmares And The Safe Bet
Monday, March 24th, 2008There is something to be said for the Fanatical Insurer – that person we all know, who insists upon insuring his new car before he even breathes upon the paintwork.
My friend Solange picked up her beautiful, shiny new BMW from the showroom, having waited impatiently for months for her personal specifications to be applied to the car. This was the gift she had waited for her entire adult life – a new car. Every other vehicle she had ever owned had been driven by someone else.
How To Save Money And Get Discount Car Insurance In Florida
Saturday, March 22nd, 2008You must have car insurance if you intend to drive your vehicle on any public roadway within the state of Florida. Driving without insurance carries severe legal consequences and can result in your inability to easily obtain a permit for a vehicle in your name for a minimum of three years.
At the very least you must buy liability insurance in the state of Florida.
The minimum amount of liability insurance that you must carry in the state of Florida is $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL).
Beating Speeding Tickets And Higher Insurance Costs
Monday, March 17th, 2008The real cost of a speeding ticket goes far beyond the actual fine. Different car insurance companies have different premium penalties for speeding. But to put this in perspective, let’s take Prudential in California, just as an example.
A single speeding ticket would up the insurance cost with a surcharge of approximately 27%. So if someone were paying $750 a year, they would now be paying $952. That’s $202 extra dollars in addition to the cost of the ticket.
« Previous Entries